Crypto FAQ – 50+ Most Common Questions About White Papers, Tokenomics & Due Diligence

Crypto FAQ – 50+ Most Common Questions About White Papers, Tokenomics & Due Diligence

Get answers to the most frequent questions about white papers, tokenomics analysis, due diligence, red flags, and safe crypto investing. From beginner to advanced.

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White Papers & Documentation

What are the biggest red flags in a crypto white paper?

Top 7 red flags I check in every white paper:

  1. No clear problem statement – If they can't articulate the problem in 2 sentences, skip
  2. Vague token utility – "Governance token" without specific voting rights
  3. Anonymous team – No LinkedIn profiles or real identities
  4. No audit report – Or audit older than 18 months
  5. Unrealistic roadmap – "Q4 2025: World domination"
  6. Copy-pasted code sections – Check with Token Sniffer
  7. No liquidity lock details – Or lock < 1 year
Critical White Paper Due Diligence
How long should it take to read a white paper?

My 3-phase approach:

  • Phase 1 (3 min): Skim first 3 pages - problem, solution, team
  • Phase 2 (7 min): 8-question checklist (token utility, roadmap, audit)
  • Phase 3 (5 min): Deep checks (liquidity, social proof, on-chain)

Total: 15 minutes for due diligence. If it passes, then 45-60 min for deep analysis.

Time Management Efficiency
What does "vague token utility" actually mean?

Vague utility examples I see daily:

  • "Token holders can vote" → But no voting platform or specific rights
  • "Token used for fees" → But fees are 0.1% and token has 1B supply
  • "Access to premium features" → No clear feature list or pricing
  • "Revenue sharing" → No % specified or distribution schedule

Good utility examples:

  • "Token holders vote on Treasury allocations (>10k tokens required)"
  • "50% of protocol fees buy and burn token weekly"
  • "Stake token to earn 30% of validator rewards"
Red Flag Tokenomics
Should I read the technical/whitepaper or the litepaper first?

Always start with the litepaper (if available):

  • Litepaper: 5-10 pages, business case, target market, token basics
  • Whitepaper: 20-50 pages, technical details, math proofs, architecture
  • Technical paper: 50+ pages, academic style, algorithms, formal proofs

My workflow: Litepaper → Whitepaper (skip math) → Technical (if investing >$10k)

Research Strategy
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Tokenomics & Economics

What's a reasonable token supply vs market cap?

My rule of thumb for new projects:

Token TypeReasonable SupplyRed Flag
Utility Token100M - 1B>10B (inflation risk)
Governance Token10M - 100M>500M (voting dilution)
Meme Coin1B - 100B>1T (mathematically problematic)

Key metric: Fully diluted valuation (FDV) should be < 20x current market cap for projects < 2 years old.

Important Supply Valuation
How do I evaluate token unlock schedules?

My 4-point unlock checklist:

  1. Team/VC unlocks: Should be ≥ 18 months, linear not cliff
  2. Community unlocks: ≤ 5% per month post-TGE
  3. Next major unlock: > 30 days away (avoid impending dumps)
  4. Circulating supply: > 40% of total (avoid high inflation)

Use Token.Unlocks or CoinMarketCap unlock calendar for verification.

Unlocks Vesting Inflation
What does "circulating supply vs total supply" really mean?

Critical distinction many miss:

  • Circulating supply: Tokens actually trading now
  • Total supply: All tokens that will ever exist (including locked)
  • Max supply: Absolute maximum (if capped)

Red flags:

  • Circulating/total < 30% = high inflation risk
  • Market cap based on circulating, FDV based on total
  • If FDV > 10x market cap = massive dilution coming
Critical Supply Metrics
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Due Diligence & Analysis

What's your 15-minute due diligence checklist?

My exact checklist (downloadable on Resources page):

  1. Problem/Solution (2 min): Clear? Novel? Needed?
  2. Team (3 min): LinkedIn? Experience? Previous projects?
  3. Tokenomics (4 min): Utility? Supply? Unlocks? Inflation?
  4. Technical (2 min): Audit? GitHub activity? Open source?
  5. Market (2 min): Competitors? TAM? Traction?
  6. Community (2 min): Twitter/Discord? Engagement? Sentiment?

Each category gets 0-2 points. Projects with < 8/12 points I skip.

Checklist Due Diligence Framework
How do you verify if a team is legit?

My verification process:

  • LinkedIn: Profile age > 2 years, endorsements, previous companies
  • GitHub: For devs - commit history, repo stars, contributions
  • Previous projects: Search their names + "crypto" or "blockchain"
  • Twitter: Account age, follower quality (not just bots)
  • Cross-reference: Same person across multiple platforms

Red flags: New social accounts, no face photos, generic bios, no previous crypto experience.

Team Verification Research
What are the most common rug pull patterns?

Patterns I've documented from 50+ rugs:

  • Liquidity unlock < 1 year (often 30-90 days)
  • Team tokens unlock early (within 3 months)
  • Copy-paste website (change names only)
  • Anonymous team + KYC service (paid verification)
  • No multi-sig wallet (single EOA controls everything)
  • "Stealth launch" marketing (avoids scrutiny)

If 3+ of these match, probability of rug > 80% in my data.

Rug Pull Security Patterns
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Security & Wallet Safety

How do I check if a smart contract is safe?

My 5-step contract check:

  1. Audit report: From reputable firm (CertiK, OpenZeppelin, etc.)
  2. Audit age: < 18 months (outdated audits = red flag)
  3. Contract verified on Etherscan/Solscan
  4. No proxy patterns unless clearly documented
  5. Owner privileges: Minimal, time-locked, multi-sig

Tools: Token Sniffer, DeFi Safety, RugDoc (for DeFi protocols)

Security Smart Contracts Audits
What does "contract owner can mint unlimited tokens" mean?

This is a CRITICAL red flag:

  • Owner can create infinite tokens → hyperinflation → your tokens worthless
  • Even with locked liquidity, they can mint → sell → crash price
  • Often hidden in proxy contracts or "upgradeable" logic

How to check:

  1. Look for `mint()` function in contract
  2. Check if onlyOwner or has mint role
  3. Verify if mint function disabled or capped
  4. Check if owner is time-locked or multi-sig
Critical Smart Contracts Red Flag
Should I use a hardware wallet for new tokens?

My tiered approach:

  • Tier 1 (Ledger/Trezor): Long-term holds, >$1000 value
  • Tier 2 (MetaMask burner): New tokens, testing, <$200
  • Tier 3 (Exchange): Trading only, never hold long-term

For new/experimental tokens: Always use burner wallet. Even if contract malicious, they only get the dust amount.

Wallets Security Best Practices
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Investment Strategy

What percentage of my portfolio should be in crypto?

Based on risk profile:

  • Conservative: 1-3% (age 50+, near retirement)
  • Moderate: 5-10% (age 30-50, established career)
  • Aggressive: 15-25% (age 20-30, high risk tolerance)
  • Professional: 30%+ (full-time crypto, deep experience)

Never invest emergency funds or money you can't afford to lose 100%.

Allocation Portfolio Risk Management
How much to invest in a new project?

My position sizing rules:

  1. Established coins (BTC/ETH): Up to 5% of crypto portfolio each
  2. Large caps (top 50): 2-3% max per project
  3. Mid caps (top 100): 1-2% max per project
  4. Small caps (top 300): 0.5-1% max per project
  5. Micro caps/new launches: 0.1-0.5% only

Example: $10k crypto portfolio → $50-100 max on a new token launch

Position Sizing Risk Management
When should I sell a crypto investment?

My 5 sell signals:

  1. Fundamentals changed: Team leaves, roadmap abandoned
  2. Target reached: Hit 2-5x, take profits (at least 25%)
  3. Better opportunity: Found project with 10x more potential
  4. Portfolio rebalance: Crypto > target allocation %
  5. Time limit expired: No progress in 12-18 months

Have an exit plan BEFORE you buy, not when panic selling.

Exit Strategy Trading Psychology
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Technical Analysis

What technical indicators do you actually use?

My simplified toolkit:

  • Volume profile: Identify support/resistance levels
  • RSI (14): Overbought (>70) vs oversold (<30)
  • EMA ribbons: 9, 21, 50, 200 EMA for trend
  • On-chain: Exchange flows, whale movements
  • Market structure: Higher highs/lows vs lower highs/lows

Avoid: 10+ indicators on one chart. Creates analysis paralysis.

TA Indicators Charting
How to read on-chain data for beginners?

Start with these 3 metrics:

  1. Exchange netflow: More to exchanges = selling pressure
  2. Whale transactions: >$100k movements (watch for patterns)
  3. Active addresses: Growing = adoption, shrinking = interest fading

Free tools: Glassnode (free tier), Santiment, CoinMetrics

On-Chain Data Metrics
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Beginners & Getting Started

What's the first $100 I should invest in crypto?

For absolute beginners:

  1. $50 BTC - Store of value, lowest risk
  2. $30 ETH - Platform, DeFi/NFT exposure
  3. $20 stablecoin - USDC on Celsius/BlockFi for interest

DO NOT: Put first $100 into random meme coins or new launches.

Beginner Getting Started Allocation
What are the biggest beginner mistakes?

Top 5 mistakes I made (so you don't have to):

  1. Chasing 100x: Start with 2x, then 5x, then maybe 10x
  2. No exit plan: "I'll sell when it moons" → bags at -80%
  3. Listening to Twitter shills: Verify everything yourself
  4. Day trading with >10% portfolio: 95% lose money day trading
  5. Not taking profits: Greed destroys more accounts than anything
Beginner Mistakes Psychology
How many hours per week to learn crypto properly?

Realistic learning schedule:

  • Week 1-4: 10 hrs/week - Basics, wallets, exchanges
  • Month 2-3: 5 hrs/week - White papers, tokenomics
  • Month 4-6: 3 hrs/week - Due diligence, on-chain analysis
  • Ongoing: 2-3 hrs/week - Stay updated, portfolio review

Quality > quantity. 2 focused hours better than 10 distracted.

Learning Beginner Education